Transportation:
Includes hotels, rental cars, taxi, transit, parking

Utilities:
Includes phone, fax, computer, cable/tv, PG&E, and water

Sales/Merchandise:
Includes: WalMart purchases, electronics, office supplies, books, newspapers, home improvement, home furnishings, wholesale discount, clothes, accessories, shoes, appliances, hair, pet, tobacco, gifts, crafts

Food:
Includes supermarkets, convenience stores, fast food, restaurants, butcher, bakery, libations

Auto:
Fuel and Service: Includes repair, parts, accessories, services, gas, washes, radio repair, association membership

Wellness/Recreation:
Includes digital games, toys, hobby, movie theater, movie rental, music performance, bowling, amusement parks, recreation services

Medical:
Includes drug store/pharmacy, doctors, optometrist, ophthalmologist, optician, eye glasses, hospitals, medical services

Insurance:
Includes services, sales, underwriting, premiums

Services:
Includes dry cleaner, photography, equipment/furniture rental, computer programming, business services, video production, accounting, auditing, bookkeeping, government, postal, merchandise

Education:
Includes colleges, junior colleges, universities, and professional schools

Donation:
Includes charity, social service agency, religious organizations

Approximately 40% of the disbursements were transferred off the focus debit card so far. These transactions are not present in the spending data shown here. The research team inquired about these transactions using semi-structured qualitative interviews and thematic analysis. The qualitative data indicate four trends:

1. Even after the $500 was loaded onto the card each month, recipients often had difficulty believing SEED was not a scam, especially if they were previous fraud victims or experienced a bad financial product in the past. These individuals quickly transferred all or part of the money to other places they knew and trusted.
2. After seeing government-based guaranteed income trials in other places end early and without notice, people feared SEED could do the same and transfer the money out in case something unexpected happens.
3. People pulled out cash at ATMs in order to conduct their financial lives the way they always do—with cash. On a neighborhood level, people often pay for things with cash.
4. Others transferred money off the focus card and into other cards or accounts they use the most to avoid managing multiple cards at once.